Merchant Cash Advance

Merchant is solely based on your credit card deposits, verified by your business banks statements.

Typical Process

To determine your approval amount, the lender will review the last 3-4 months of your business bank and merchant account statements.

The lenders are looking for consistent deposits showing your annual revenue to be around $50,000 or higher. They will verify that you have been in business for 6 months or more. Also, they are looking to see that you don’t have a lot of non-sufficient funds showing on your bank statements, a low level of chargebacks on your merchant statements and that you average more than 10 deposits in a month.

Program Highlights

24 to 48 hour pre-approval and funding in 3 days or less
Loan amounts up to $500,000
No collateral requirements
Bad credit is ok

SIMPLE APPLICATION

Use our simple 60 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

We can get you in and out of underwriting in just a few hours and funded the same day!

Get Started Today & Speak With An Advisor

Apply Now Form

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Have Questions?

Speak with a Benoah Capital business financing advisor today!

Our business financing advisors will help you find the best options for your business in order to get you the maximum amount, lowest interest rates, and best terms available. We are here to explain and guide you through every step of the process.