Real Estate Financing

No income, no asset, no tax return verification loans available.

Line of Credit

A line of credit can be used to finance multiple product types, including fix-and-flip, rental properties, bridge loans, new construction, and build-to-rent properties. Qualification is based on liquid assets. Credit limits are capped at 7x liquid assets.

Fix and Flip

Loans for investors who are buying distressed properties, rehabbing, and selling.

Up to 92.5% LTC, 75-80% LTV
Loans from $75,000 to $5 million
13, 19, 24-month term options
Non-recourse available
Interest-only loans
1-4 unit residential properties
In-house construction management

Fix and Rent

Loans for investors looking to buy, rehab, and hold as rental properties. Buy, renovate, rent, refinance, repeat.

Single property and portfolio loan options
Fast, simple closings on both the construction loan and rental loan
13, 19, 24-month term options for the construction
5, 10, 30-year term options
Non-recourse available

Bridge Financing

Interim financing for investment properties where a fast close is needed and minimal or no rehab is planned.

Fast closing
Exterior valuations available*
No prepayment penalty
Up to 80% LTV
Non-recourse available
13, 19, 24-month term options
Single loans and portfolio blanket loans

Rental Loans

Single Rental Property Loans

One rental property, one loan
Loans from $50,000 to $1 million
5, 10, 30-year options
Flexible term and interest rate options
Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out
No personal income requirements

Portfolio Rental Loans

2 or more rental properties, one loan
No maximum loan amount or unit count
5, 10, 30-year options
Multiple structure options available to fit your unique investment strategy
Fixed rate, ARMs, fully amortizing, interest only, or balloons
Non-recourse available
Flexible prepayment options

Multi-Family

Value-Add Bridge

Loans for investors buying distressed multi-family properties that need capital expenditures and rent increases to stabilize and bring value to current market standards.

Up to 85% LTC, 70% LTV
Loans up to $20 million plus
Rates as low as 5.99%
24-36 month interest only terms
Low or no cash flow is ok
Small, medium, or large Cap EX budgets
Non-recourse available

Stabilized Bridge

For turn-key tenant properties that need seasoning and/or further tenancy before long-term takeout.

Up to 75% LTC/LTV
Rates as low as 5.99%
24-36 month Interest Only Terms
Financing for Freddie, Fannie, or bank fallout deals
Low in-place DSCR requirements
Non-recourse available

Long Term Hold

Financing for investors looking to hold and cash out their stabilized multi-family property for the long term.

Loans up to $10 million
5-100 units
All market sizes
Amortized and interest-only options
Low seasoning requirements
As low as 80% occupancy
Out-of-state owners and foreign nationals
Non-recourse available

Multi-Family

Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

Up to 90% LTC, 75% LTV
Loans from $100,000 to $3 million
13, 19, 24-month term options
Non-recourse available
Interest-only loans, paying only on drawn funds

Build to Rent

Loans for builders looking to build and retain the property as a rental. Save time, money, and headaches.

Single property and portfolio loan options
Fast, simple closings on both the construction loan and rental loan
13, 19, 24-month term options for the construction
5, 10, 30-year term options for the rental loan
Non-recourse available

Bridge Loans

Free up working capital with bridge financing on completed new home inventory or for model homes.

Fast closing
Exterior valuations available*
No prepayment penalty
Up to 80% LTV
Non-recourse available
13, 19, 24-month term options
Single loans and portfolio blanket loans

Grow Your Business With Our Industry Leading Line of Credit

CONFIDENCE

A line of credit gives you confidence, knowing you have accessible capital with reliable terms whenever you need it.

FLEXIBILITY

Your line of credit can be used to finance multiple product types, including fix-and-flip, rental properties, new construction and bridge loans.

SIMPLICITY

One-time borrower underwrite with a simple, non-invasive renewal process to extend the credit line duration. This means once you are approved, we only need to underwrite the property before funding, not the borrower again.

SPEED

The average time from initial submission to borrower approval is under 10 days.

Get Started Today & Speak With An Advisor

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Have Questions?

Speak with a Benoah Capital business financing advisor today!

Our business financing advisors will help you find the best options for your business in order to get you the maximum amount, lowest interest rates, and best terms available. We are here to explain and guide you through every step of the process.