Start-Up Funding

Credit Line Hybrid Financing

Our Credit Line Hybrid program is perfect for entrepreneurs who are just starting their business or those who are already established.

You can be approved for up to $150,000 in 0% unsecured, no-doc, business financing with no collateral or cash flow requirements. (0% APR typically for 6-18 months).

Typical Process

This program is designed to help clients receive funding based strictly on personal credit quality.

Our lenders will not ask for financials, bank statements, business plans, or any other financial documentation to be approved. You should not have any open collections, late payments, tax liens, judgments, or other types of derogatory items reported.

You should also have fewer than 5 inquiries on your credit report within the last 6 months. You should have established credit, including open revolving accounts reporting on your credit report with balances below 40% of your limits. Lenders typically want to see personal credit scores of at least 680.

 You can get approved for as much as 3-5 times whatever your highest revolving credit card limit is now.

Do You Have Credit Issues Now?

If you have credit issues, you can still qualify with a personal guarantor, and they do not need to be involved with the business.

Program Highlights

  • 24 hour pre-approval and funding in as little as 3 days
  • No time in business requirements
  • True NO DOC financing program 
  • 0% interest for 6-18 months is common
  • Credit approvals up to $150,000 per person (multiple signers can be approved)
  • Credit partners can also apply
  • Business credit can also be used to help qualify
  • No collateral requirements
  • No cash flow requirements

SIMPLE APPLICATION

Use our simple 60 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

We can get you in and out of underwriting in just a few hours and funded the same day!

Get Started Today & Speak With An Advisor

Apply Now Form

Have Questions?

Speak with a Benoah Capital business financing advisor today! 

Our business financing advisors will help you find the best options for your business in order to get you the maximum amount, lowest interest rates, and best terms available. We are here to explain and guide you through every step of the process.

Contact us today at 404-254-6555